GBTI records $2.23B profit after tax in ‘strong’ mid-year performance

The Guyana Bank for Trade and Industry (GBTI) has recorded yet another strong performance with a Profit After Tax of $2.23 billion in the first half of 2025.
This represents a 24 per cent increase over the $1.80 billion recorded in the corresponding period in 2024, according to the unaudited financial results of GBTI and its subsidiaries, for the six months ending June 30, 2025.

“GBTI delivered a strong financial performance in the first half of 2025,” the bank’s Chairman, Suresh Beharry said in his first statement to shareholders since assuming the position in June of this year. During this period, GBTI’s Total Assets grew by 41 per cent, rising from $209 billion to $249 billion which he says was driven by disciplined expansion in its loan and investment portfolios, enhanced operational efficiency and favourable market conditions. Additionally, Beharry noted that the bank’s capital and liquidity positions remain strong, reflecting their continued emphasis on prudent financial management and regulatory compliance.
In recognition of GBTI’s continued progress and solid half-year performance, the Board of Directors has declared an interim dividend of $16 per share, reinforcing the long-standing commitment to delivering value to shareholders.

“This performance reflects the strength of our business fundamentals and the trust placed in us by our clients and partners across Guyana,’ the Chairman added.
Meanwhile, the increase in taxed profits reflects a continued growing trend for GBTI this year after previously recording a 25.2 per cent hike in profit after tax during the first quarter of 2025. However, Beharry noted that the mid-year performance was delivered at a time when the global economic environment was marked by both opportunities and headwinds. Nevertheless, he noted that Guyana remains one of the world’s fastest-growing economies, supported by robust developments in the energy sector and sustained public and private sector investment. “As a systemically important financial institution, GBTI remains attuned to these global and domestic trends and is committed to aligning our strategy with Guyana’s evolving economic landscape,” the Chairman stated.
Looking forward to the second half of 2025, Beharry said GBTI remains focused on executing its long-term strategy; one that prioritises client-centric growth, digital transformation, operational excellence and sustainable development. He added that the bank’s strategic investments in technology, risk management and talent development continue to drive innovation and improve customer experience across all segments. He also noted that, GBTI remains committed to supporting Guyana’s socio-economic transformation by facilitating access to financing, fostering financial inclusion and championing responsible banking practices.
“We remain cautiously optimistic about the remainder of 2025. As Guyana’s economy continues its positive trajectory, GBTI stands ready to support national development and the aspirations of our clients and communities. We are confident in our ability to remain resilient in a dynamic environment and to continue delivering strong, sustainable returns,” the Chairman noted.
Beharry went on to extend on behalf of the Board, the bank’s appreciation to customers, shareholders, employees and regulators for their unwavering support and confidence in GBTI. Back in May 2025, GBTI reported robust financial results at its 37th Annual General Meeting (AGM), revealing a 31 per cent year-on-year increase in profit after tax to $4 billion in 2024. The bank’s total assets also climbed to $249 billion; customer deposits rose by 24 per cent to $209 billion and the loan portfolio expanded by 12 per cent.
The Bank also reported a reduction in Non-Performing Loans (NPLs) to 3.85 per cent, signalling improved credit quality and effective risk management practices.